Table of Contents
Introduction
BSKY Card can be described as a way to claim the benefits of Biju Swastya Kalyan Yojana. It is an initiative by the government of Odisha, India. It can be described as a health scheme for the citizens of Odisha state. By engaging with this scheme, its offerings and its card, you will be able to cover your medical expenses. All the qualified families can let BSKY take care of their treatment costs. A very appealing factor is that the medical coverage is very high. Hence, you won’t have to worry about how expensive the treatment is going to be.
Several different aspects of medical treatment, such as surgery costs, hospital bills, medicines, etc, are covered within the Biju Swastya Kalyan Yojana Benefits. According to sources, Naveen Patnaik, the Chief Minister of Odisha, launched this initiative for the needy. It is handled by the Health and Family Welfare Department. Around 70 lakh Indian families situated in India are taking advantage of this government scheme. The state government of Odisha, having allocated a total budget of INR 250 crores has further established BSKY. Stay tuned to find out more information about these cards and the government policy. This is a complete blog on BSKY cards and more, discussing everything elaborately.
What is the BSKY Card?
All the families who are qualified under these schemes by the Odisha government have their own BSKY Card. These cards let the eligible individuals enjoy the benefits of the schemes, i.e., health benefits. This card aims to help people get out of financial burdens caused by medical tragedies. As you may know, several different kinds of treatments end up costing a lot more than some families can afford. For the same reason, these cards offer to pay for surgeries, hospitalization, medicinal treatment and much more. This card is a significant part of the Biju Swastya Kalyan Yojana. This financial support for medical expenses can mean a lot to some families in need. If you are someone facing problems due to not being able to afford costly medical bills, the BSKY scheme can save the day. The Biju Swastya Kalyan Yojana and BSKY Cards were launched on August 15, 2018. All of the benefits and services included within this scheme can be accessed through the official website. (https://health.odisha.gov.in/)
BSKY Health Cards & Biju Swastya Kalyan Yojana
In simple words, it is a health card allowing you to avail treatment with the help of financial support. The free health services included within BSKY can be availed at any health care facility around Odisha organised by the state government. All of these free healthcare services range from different levels. You will find Swastya Mitras deployed at their dedicated help desks. Make use of their services to avail any benefits of resolving any queries. According to sources, each eligible family is allowed healthcare coverage of INR 5 lakhs. Whereas, the female members of every qualified family can avail of medical expenses of INR 7 lakhs in total. The eligibility criteria of this scheme are pretty simple to understand. All rural families with an income of USD 50,000 annually are eligible for the benefits of this scheme. In contrast, families living in urban regions need to have an annual income of USD 60,000 to be qualified. The latest update regarding this scheme is that the BJP is believed to discontinue the benefits of BSKY pretty soon. However, it is going to be replaced by the ‘Ayushman Bharat Scheme’.
Benefits of using BSKY Cards
- Medical Coverage: Very high coverage is offered to each eligible family in the Biju Swastya Kalyan Yojana. Specifically, every family can get coverage of INR 5 lakhs. And female members of the family are allowed a coverage of INR 7-10 lakhs.
- Free of cost: Free treatments provided under this scheme can prove to be very beneficial for certain families suffering from tragedies. For example, if someone went under a surgery or got hospitalized for any reason, they can get coverage for their bill. Even your expenses on medicines are paid by this scheme.
- Cashless: You can get the services of the hospitals upfront without any payments. Hence, initiate the treatments in a cashless manner.
- Wide Coverage: Even if your diseases existed before engaging with this scheme, financial support will still be provided.
- Extra benefits for pregnant women: The BSKY scheme offers to cover all the medical expenses of delivery and postnatal treatment. All of these maternity benefits are very helpful for mothers in Odisha seeking a safe delivery experience.
- No rent for rooms: The hospitals under this Odisha government scheme do not charge the patients or families any kind of rent. Hence, the hospital rooms can be used according to need without paying any extra costs.
Process of claiming benefits & required documents
To claim the benefits of this scheme and get medical coverage, the eligible families need to visit a hospital that is in the BSKY panel. The BSKY card is used for your identification and validation. After all this, the families are free to get medical coverage and can proceed with the treatments. According to sources, there is no need to pay anything upfront before receiving medical care and treatment. The hospital or healthcare centre will themselves submit your bills for further approval. After the claim is settled, the hospital will get paid by the Odisha government for the medical care. Please note that certain documents are very important to avail the benefits of this card and Biju Swastya Kalyan Yojana. This includes Aadhar Card, Voter ID, Income certificate, Ration Card, and Passport Size photography.
Conclusion
It is highly recommended that you start taking advantage of this scheme and the BSKY cards if you fall under the eligibility criteria. Your whole family can enjoy the healthcare benefits of the same. All of the government hospitals situated across the state of Odisha are included on the panel of this scheme. Whereas selective private hospitals are also included. You are allowed to visit the help desks or enrollment centres during official hours.
FAQs
Q – What is the verification process?
You need to wait for approval from the BSKY centre.
Q – How much medical coverage does each family get?
Up to INR 5 lakhs.
Q – Which rural families are eligible for Biju Swastya Kalyan Yojana?
A rural family with an annual income of over USD 50k is eligible.